RBC British Airways Visa Infinite review: requirements and how to apply
Earn Avios, get 10% off British Airways flights and see how to apply
The RBC British Airways Visa Infinite card is a travel credit card linked to British Airways. It’s designed for people who fly with the airline or its oneworld partners and want to earn Avios on their spending.
RBC says it’s the only credit card in Canada that earns Avios, the British Airways loyalty currency.
Besides earning Avios, the card includes travel insurance, a discount on British Airways flights and a Companion Voucher for cardholders who spend enough each year.
Keep reading to learn how the card works, what it costs and how to apply.
Who is the RBC British Airways Visa Infinite Card for?
This card is mainly for people who fly with British Airways or one of its oneworld partner airlines.
You can redeem Avios for Reward Flights not only with British Airways but also with other oneworld airlines, such as American Airlines, Qatar Airways and Finnair, to almost 1,000 destinations.
It can suit both business travellers and people planning international trips, as long as they meet the income requirement: a personal income of at least $60,000 or a household income of at least $100,000.
If you rarely fly with British Airways or its partners, a more flexible travel rewards card may be a better fit.
Benefits of the RBC British Airways Visa Infinite
The card offers the following benefits:
Earn Avios
Every eligible purchase with the card earns Avios, which you can redeem for flights, seat upgrades, hotel stays and other rewards.
You earn 3 Avios per $1 spent on British Airways purchases, 2 Avios per $1 on dining and food delivery, and 1 Avios per $1 on all other qualifying purchases.
This lets you earn Avios on your everyday spending, from groceries to gas.
Flight discounts
You get 10% off British Airways flights every time you book and pay with your card.
Companion Voucher
When you spend $30,000 on the card in a year, you earn a Companion Voucher.
With the voucher, you can take a companion with you on a Reward Flight booked with Avios, or fly solo with a 50% discount on the Avios fare of your reward seat. Taxes, fees and carrier charges may still apply.
Travel and purchase insurance
The card includes the following insurance coverage:
- Travel accident insurance;
- Out-of-province/country emergency medical insurance;
- Flight delay insurance;
- Delayed baggage insurance;
- Hotel/motel burglary insurance;
- Auto rental collision/loss damage waiver insurance;
- Purchase security and extended warranty insurance.
Coverage is subject to the terms, limits and exclusions in the Certificate of Insurance.
Visa Infinite benefits
As a Visa Infinite card, it gives you access to a 24/7 concierge service, the Visa Infinite Luxury Hotel Collection, the Visa Infinite Dining Series and a complimentary GigSky data plan for travel.
Main details of the card
- Card network: Visa;
- Type: accepted in Canada and abroad wherever Visa is accepted;
- Credit limit: set by RBC based on your application;
- Annual fee: $165 for the primary cardholder and $75 for each additional card;
- Interest rates: 20.50% on purchases and 22.99% on cash advances;
- Foreign currency conversion fee: 2.5%;
- Income requirement: $60,000 personal or $100,000 household;
- Does it accept clients with bad credit? RBC doesn’t publish a minimum credit score. Approval depends on its credit assessment.
Rates and fees checked on September 22, 2026, against the official RBC website. Confirm current terms on the RBC website before applying.
You can add the card to your mobile wallet to pay with your phone in Canada and abroad.
Documents required to apply
RBC doesn’t publish a full list of documents for this card. When you apply, you’ll provide your personal information, your employment and income details and your address. RBC will also run a credit check as part of the application.
How to contact RBC?
You can contact RBC through:
- Customer service: 1-800-769-2511;
- Lost or stolen cards in North America: 1-800-769-2512;
- Lost or stolen cards outside North America: call collect at 1-514-392-9167;
- Online: through RBC Online Banking or the RBC website.
For questions about your Avios, you can call British Airways at 1-800-452-1201 or visit ba.com.
How to apply for the credit card?
You can apply online on the RBC website. RBC says the application takes five steps, and you’ll get your result in under a minute.
Before applying, check that you meet the income requirement. In some cases, RBC may contact you for more information before a final decision.
Once you’re approved, your card will be mailed to you.
Conclusion
The RBC British Airways Visa Infinite card can be a good option for people who fly often with British Airways or its oneworld partners and want to earn Avios on their everyday spending.
Its Avios earn rates, the 10% discount on British Airways flights, the Companion Voucher and the included insurance can add value for these travellers.
However, the card has a $165 annual fee and an income requirement, and a 2.5% fee applies to foreign currency purchases. The card doesn’t include airport lounge access or trip cancellation insurance.
Click on the button below to be redirected to the official website responsible for issuing the RBC British Airways Visa Infinite credit card:
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Legal Disclaimer: This website is independent and purely informational, and its content does not constitute financial advice. Finvyu is not affiliated with RBC or British Airways. We do not guarantee credit approval or card issuance, which are subject solely to the risk analysis of the Royal Bank of Canada. Finvyu Editorial Team.
