The RBC British Airways Visa Infinite card stands out in the Canadian market for its unique benefits and partnership with British Airways, making it a top choice for frequent flyers and those loyal to the airline.

This card not only offers a substantial opportunity to earn Avios points but also includes a suite of travel benefits that enhance the overall travel experience.

Interested in discovering the comprehensive benefits of the RBC British Airways Visa Infinite card? Continue reading to unlock all the details about this prestigious credit card.

Who is the RBC British Airways Visa Infinite Card for?

This card is particularly appealing to individuals who frequently fly with British Airways or one of its partner airlines. It’s designed for travelers looking for premium benefits, including accelerated Avios points accumulation, travel insurance, and exclusive airline perks.

However, the card’s appeal is not limited to British Airways frequent flyers. Given its travel benefits and the flexibility of Avios points, it can be an excellent choice for anyone looking to elevate their travel experience.

What is the credit limit?

The credit limit for the RBC British Airways Visa Infinite card is subject to RBC’s assessment of an applicant’s credit history, income level, and financial obligations, among other factors.

As with many premium credit cards, the starting limit is generally higher, reflecting the card’s target market of frequent travelers and high spenders.

To obtain specific information regarding the credit limit you might be eligible for, it’s best to contact RBC directly. They can provide a personalized assessment based on your financial profile.

How to increase the card limit

To enhance your credit limit, consider the following strategies:

Show financial stability
Demonstrate to RBC your financial stability through consistent income, a strong credit history, and responsible credit management.
Opt for a secured increase
If applicable, offer a security deposit as a way to negotiate a higher credit limit on your card.
Automatic credit limit reviews
RBC periodically reviews accounts for automatic credit limit increases, especially for cardholders who maintain excellent credit habits and a good relationship with the bank.
Lower your credit utilization rate
Maintaining a low balance relative to your credit limit can signal to RBC that you're a responsible borrower, potentially making you eligible for a higher limit.
Maintain a positive credit history
Ensure your credit report is free from negative marks by consistently meeting credit obligations on time.
Consider an additional cardholder
Adding a family member with good credit as an authorized user can sometimes influence the primary cardholder's credit limit.

Benefits of the RBC British Airways Infinite credit card

The offers a range of exclusive benefits to its cardholders:

  • Accumulation of Air Miles: Every purchase made with the card contributes to the accumulation of air miles, which can be redeemed for flights and upgrades with British Airways. This allows cardholders to earn rewards while spending on their everyday purchases;
  • Travel Benefits: The card offers access to VIP lounges at selected airports, travel insurance, and baggage protection. Cardholders can enjoy enhanced travel experiences with added convenience and peace of mind;
  • Emergency Assistance: The RBC British Airways Visa Infinite provides 24-hour emergency assistance services, including card replacement and global medical assistance. This ensures that cardholders receive support and assistance during unexpected situations while traveling;
  • Companion Voucher: Cardholders are eligible for a companion voucher each year upon spending a certain amount. This voucher allows the cardholder to bring a companion on a flight booked with British Airways, paying only taxes, fees, and carrier charges;
  • Priority Boarding: Cardholders enjoy priority boarding privileges when flying with British Airways. This allows them to board the aircraft earlier, ensuring ample time to settle in and stow their belongings;
  • Travel Protections: The card offers various travel protections, including trip cancellation and interruption insurance, flight delay insurance, and lost or delayed baggage insurance. These protections provide financial coverage and assistance in case of unforeseen travel disruptions;
  • Purchase Protections: Cardholders benefit from purchase protection and extended warranty coverage on eligible purchases made with the card. This provides added peace of mind by offering reimbursement or repair services for damaged or faulty items;
  • Exclusive Events and Offers: The RBC British Airways Visa Infinite card provides access to exclusive events, offers, and experiences, including dining experiences, entertainment events, and premium travel packages. Cardholders can take advantage of these special opportunities to enhance their lifestyle and travel experiences;
  • Flexible Redemption Options: In addition to redeeming air miles for flights and upgrades with British Airways, cardholders can also redeem their miles for hotel stays, car rentals, vacation packages, and other travel-related expenses through the British Airways Executive Club program;
  • These additional benefits further enhance the value proposition of the RBC British Airways Visa Infinite credit card, making it a preferred choice for individuals who prioritize travel, convenience, and rewards.

Key RBC British Airways Infinite card details

  • Flag: Visa;
  • Type: Credit;
  • Initial Limit: Variable according to credit analysis;
  • Annual Fee: Check current conditions;
  • Rotating Interest: Check current rates;
  • Accepts Negative Credit: Subject to credit analysis.

What is the RBC British Airways Infinite limit?

The initial credit card limit varies according to the applicant’s credit profile. To increase the limit, it’s possible to demonstrate a flawless payment history, stable income, and responsible card usage.

How to increase the card limit

  • Maintain an impeccable payment history.
  • Increase your declared income.
  • Use the card responsibly, avoiding maximum limit usage.

App

The RBC app is a powerful tool that offers convenience and control to its users. With an intuitive and easy-to-use interface, the app allows customers to manage their bank accounts and credit cards efficiently, wherever they are.

Here are some of the features and benefits of the RBC app:

  • Account Management: Users can view the balance and transaction history of their checking accounts and credit cards in real-time. This allows for accurate tracking of expenses and revenues;
  • Payments and Transfers: The app allows customers to make bill payments, transfers between their own accounts and to third parties, as well as schedule future payments. This functionality offers convenience and flexibility in managing personal finances;
  • Card Blocking and Unlocking: In case of loss or theft of the card, users can instantly block it through the app to prevent unauthorized transactions. Similarly, card unlocking can also be done quickly and easily;
  • Alerts and Notifications: Customers can set up customized alerts and notifications to track important activities in their accounts, such as high-value transactions, bill due dates, and security updates;
  • Special Offers and Promotions: The app provides access to exclusive offers, promotions, and discounts on a variety of products and services, including travel, entertainment, shopping, and dining;
  • Advanced Security: The RBC app uses advanced security technology to protect users’ information and transactions. Features such as biometric authentication (such as fingerprint or facial recognition) and security tokens are implemented to ensure the security of customers’ personal and financial data.

In summary, the RBC app is an essential tool for customers to manage their finances efficiently, securely, and conveniently, providing greater control and transparency in their day-to-day banking activities.

Frequently Asked Questions RBC British Airways Infinite

How to activate the credit card?

To activate your RBC British Airways Visa Infinite, you can follow one of the following options:

  • Online Activation: Access the bank’s website and follow the instructions to activate your card through the online portal.
  • Activation by Phone: Call the customer service number on the back of your card and follow the instructions provided by the representative to activate your card.

How to withdraw money with the card?

You can withdraw money with your RBC British Airways Visa Infinite at ATMs that accept the Visa network.

Simply insert your card into the ATM, enter your PIN, and follow the on-screen instructions to complete the transaction. Please note that withdrawal fees and withdrawal limits may apply.

What is the card’s annual fee?

The annual fee for the RBC British Airways Visa Infinite may vary depending on the type of account and the associated benefits package.

We recommend contacting the bank or referring to the detailed information in your contract for accurate information about your card’s annual fee.

How to unlock the card?

To unlock your RBC British Airways Visa Infinite, you can follow one of the following options:

  • Online Unlock: Access the bank’s website and follow the instructions to unlock your card through the online portal.
  • Unlock by Phone: Call the customer service number on the back of your card and follow the instructions provided by the representative to unlock your card.

How to disable contactless payment?

To disable contactless payment on your RBC British Airways Visa Infinite, contact the bank through the customer service number or visit the nearest bank branch. A bank representative will provide assistance and guidance on how to disable this feature.

Is it a credit or debit card?

The RBC British Airways Visa Infinite is a credit card, meaning you can make purchases and payments with it, and the amount is subsequently charged to your monthly statement. It is not directly linked to your checking account like a debit card.

What happens if I don’t pay the bill?

If you fail to pay your RBC British Airways Visa Infinite bill by the due date, interest charges may be applied to the outstanding balance.

Additionally, non-payment of the bill may result in additional penalties and negatively impact your credit score. We recommend always paying your bill on time to avoid these consequences.

Documents required to apply

Applicants should be prepared with:

  • A valid government-issued identification;
  • Proof of income (e.g., pay stubs, tax returns);
  • Proof of residence.

RBC may also conduct a credit check as part of the application process to assess your eligibility.

How to contact for the RBC British Airways Visa Infinite Card

For inquiries or to apply, contact RBC through:

  • Phone: Specific numbers can be found on RBC’s official website;
  • In-person: Visit a local RBC branch;
  • Online: RBC’s website provides an online application form.

How to apply for the credit card? (step by step)

  1. Access the RBC website and locate the credit card section;
  2. Choose the RBC British Airways Visa Infinite and click “Apply Now”;
  3. Fill out the application form with your personal and financial information;
  4. Submit the required documents as requested;
  5. Wait for the credit analysis and approval of your request;
  6. After approval, your card will be sent to the address provided during the application process.

About RBC

RBC, or Royal Bank of Canada, is a leading financial institution known for its comprehensive banking solutions and commitment to customer service.

It offers a wide range of products and services designed to meet the diverse needs of its clients, both in Canada and internationally.

Conclusion

The RBC British Airways Visa Infinite card is an exceptional choice for those looking to maximize their travel benefits, especially for frequent flyers of British Airways.

With its rich rewards program, travel insurance, and no foreign transaction fees, it offers a blend of convenience, savings, and luxury.

Consider sharing this information with friends and family who might also benefit from the exclusive advantages of the RBC British Airways Visa Infinite card!

Click the button below to be redirected to the official website responsible for applying for a credit card RBC British Airways Infinite.

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