Why the FIT Mastercard can be a useful option
Below are some of the main features shared on the official FIT Mastercard website. They can help you understand how the card may work in everyday use.
- Unsecured credit card: the FIT Mastercard is issued by The Bank of Missouri and is designed for people who may have less-than-perfect credit and want to build or rebuild their credit history. Approval is not guaranteed and depends on the bank’s analysis.
- Initial credit limit: the card is advertised with an initial credit limit starting at a few hundred dollars. The exact limit, fees and other costs are defined by the issuer and can change over time. Always check the latest information on the official site or in the Cardholder Agreement.
- Reports to the three major credit bureaus: Continental Finance, the servicer for the FIT Mastercard, reports your payment history to TransUnion, Experian and Equifax. Paying on time and keeping your balance within your limit can help you build a positive credit record.
- Online tools to manage the card: the card offers online account access and a mobile app, so you can see statements, due dates and recent transactions from your phone or computer.
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Manage your FIT Mastercard account online
The FIT Mastercard works together with online account management provided by Continental Finance.
Most steps to follow your card can be done through the website or mobile app, which helps you keep control of your spending and payments.
With online account access, you can:
- Make payments according to the limits, due dates and rules set by the issuer;
- See and download your statements;
- Check your balance, available credit and recent transactions in real time;
- See other services that may be offered by Continental Finance or The Bank of Missouri, always subject to their analysis and policies.
Mastercard protections and extra resources
The FIT Mastercard may give access to benefits provided by the Mastercard network, such as security protections and support when you use the card. These benefits are defined by Mastercard and can change at any time.
- Mastercard Zero Liability: according to the official site, you are not held responsible for certain unauthorized charges made with your card, as long as you follow the rules in your agreement. This helps you shop with more confidence in stores, online or while traveling.{index=6}
- Credit tools and education: the issuer makes credit tools, online account management and other resources available so cardholders can follow payments and understand how their use of the card affects their credit over time.
All details, rules and availability of benefits depend on Mastercard, The Bank of Missouri and Continental Finance. Always read the official materials and check the most recent terms on the FIT website before using the card.
How to apply for the FIT Mastercard
You can request the FIT Mastercard online through the official website. The process includes a credit review based on the bank’s internal criteria and on the information you provide.
- Access the official FIT Mastercard page at fitcardinfo.com and look for the “Apply Now” option.
- Fill in your personal data as requested, such as name, Social Security number, date of birth and physical address, following the instructions on the form.
- Review the pricing, fees and conditions in the Cardholder Agreement and other documents before sending your request.
- Submit your application and wait for the credit analysis. If approved, you will receive your card and welcome materials at the address you provided.
The decision to approve, deny or set the terms of the card belongs only to The Bank of Missouri and Continental Finance, according to their internal policies, credit analysis and information provided by the applicant.
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This content is informational and has the sole purpose of presenting general characteristics of the FIT Mastercard. The product is issued by The Bank of Missouri and serviced by Continental Finance. It is subject to credit analysis and to the internal policies of the institution. Conditions, fees, interest rates and benefits may be changed at any time by the bank, Continental Finance or Mastercard. Before applying for or using any financial product, always review the official and updated information on the FIT website and in the Cardholder Agreement.
