We are here to introduce the Blue Cash Preferred Credit Card American Express! It is the credit card that has a lot of advantages and will help you with Bill Pay for scheduled payments and bills, and also automatic travel and emergency assistance services!
While you have all these benefits, this card offers a lot of rewards for its users! So keep reading to find out more information on this card, like its advantages and how to apply for it!
About American Express
American Express is a globally integrated payments company, providing customers with access to products, insights, and experiences that enrich lives and build business success.
It focuses on digital innovation with a strong commitment to backing the customer experience through differentiated products and services.
Advantages American Express Blue
- Easy To Apply: If you are looking for an easy application, this card is for you!! You can apply in the grocery store or when you shop online. It really is an affordable way to get your card as soon as you can;
- Cash Back On Food And Entertainment: This credit card is highly recommended for people who spend a lot of cash on food or entertainment. It is a 6% cash back on groceries and 3% cashback on streaming services. So while you do what you like and purchase your own food, you will retrieve some of the cash you spent, back at you;
- Annual Fee: The annual fee for this credit card is 0%. So you won’t need to worry about your statements from the bank regards this topic. Moreover, it will be easier to spend your money however and whenever you want;
- Overall Cashback: You can earn up to 3% of cashback in all of your purchases, including rotating categories like gas and groceries;
- APR (Annual Percentage Rate): It has an introductory of 0% in APR for the first 15 months;
- Rewards: This card offers a $400 cash rewards bonus for spending $3,000 in the first 6 months;
- Buy Now, Pay Later: Pay no plan fees when you use “Plan It” to split up large purchases into monthly installments during the first 12 months after account opening.
The ideal card for those who have good credit and who want a lot of savings on their purchases, from gasoline to travel. Also take advantage of the fact that this card has no annual fee.
Now let’s understand what is needed to get your card and who can have it. However, if this card isn’t right for you, we have several other card options!
To Who is the American Express Blue for?
American Express Blue Cash Credit Card is the perfect card for people with good credit who want to save money on purchases, especially when they spend on travel, groceries and gasoline.
What is the limit on the American Express
The credit limit is based on American Express’s assessment of each application, so the card’s credit limit will be different for each applicant. American Express does not include any specific Blue Cash Preferred credit limit information in the card’s terms.
How do I get a credit card?
- Check Eligibility: Before applying for any credit card, it’s important to make sure you meet the eligibility criteria. American Express typically requires applicants to have a good to excellent credit score, which is generally considered to be a FICO score of 700 or higher;
- Research the Card: Familiarize yourself with the American Blue Cash Preferred Credit Card’s terms, benefits, and fees. This card offers cashback rewards on various categories, but it also has an annual fee, so make sure it aligns with your spending habits;
- Visit the American Express Website: Go to the American Express website (www.americanexpress.com) to access the card’s application page;
- Fill Out the Application: Complete the credit card application form with your personal information, including your name, address, income, and employment details. Be honest and accurate when filling out this information;
- Provide Financial Information: You’ll need to provide information about your annual income and any other sources of income. This information helps determine your credit limit and eligibility;
- Review the Terms and Conditions: Carefully read and understand the terms and conditions of the credit card agreement, including the interest rates, fees, and rewards program details;
- Submit Your Application: Once you’ve completed the application, review it for accuracy and submit it online;
- Wait for a Decision: American Express will review your application, which may take a few moments or a few business days. You may receive an instant decision, or American Express may contact you later with their decision;
- Verify Identity: If your application is approved, American Express may request additional documentation to verify your identity and income. Be prepared to provide any requested information promptly;
- Activate Your Card: Once your application is approved, you’ll receive your American Blue Cash Preferred Credit Card in the mail. Follow the instructions provided to activate your card.
To make your request is very simple and takes less than 30 seconds. After accessing the American Express website, choose the best credit card option for you and fill in all the required fields with your information.
Now you need to wait for the contact via email to confirm your request and find out whether or not you are eligible for this credit card option.
Apply now for your credit card Blue Cash Preferred
Now that you know a little more about the Blue Cash Preferred Credit Card American Express, you are ready to apply. It is possible to have many discounts and benefits on a credit card that does not require such a great score.
Click the button below to be redirected to the official website responsible for applying for a credit card Blue Cash Preferred.