Versatile credit card that aligns with their lifestyle and travel aspirations, the Scotiabank Passport Credit Card offers an array of enticing benefits and rewards.
Designed to elevate your travel experiences and financial well-being, this card provides a multitude of advantages to enhance every aspect of your journey.
Pros and Cons of the Scotiabank Passport Visa Infinite Card
Pros:
- No foreign transaction fees
- Comprehensive travel insurance coverage
- Access to airport lounges with Priority Pass membership
- Earn Scotia Rewards points on every purchase
- Concierge service and exclusive Visa Infinite benefits
Cons:
- Annual fee of CAD $139
- Requires a minimum personal income of CAD $60,000 or household income of CAD $100,000
- Higher interest rates for unpaid balances
- Limited cashback options
- Rewards points may have restrictions on redemption
App Features
The Scotiabank Mobile Banking app offers a range of features to help Scotiabank Passport Visa Infinite Card holders manage their accounts efficiently and securely:
- Account Management: View your account balance, recent transactions, and payment history.
- Rewards Tracking: Monitor your Scotia Rewards points and see how much you’ve accumulated.
- Bill Payments: Pay your credit card bill directly through the app.
- Security Alerts: Set up alerts for suspicious activity and manage your card security settings.
- Travel Tools: Access travel-related features such as currency converters and travel insurance details.
About the Issuing Bank
Scotiabank, also known as The Bank of Nova Scotia, is one of Canada’s largest and most reputable financial institutions. Founded in 1832, Scotiabank offers a wide range of financial products and services to individuals, businesses, and institutions.
- History and Reputation: With nearly two centuries of experience, Scotiabank is known for its stability and reliability in the financial sector.
- Global Presence: Scotiabank operates in over 50 countries, providing a wide range of international banking services.
- Customer Service: The bank is committed to providing high-quality customer service, with support available 24/7.
Fees and Charges of the Scotiabank Passport Visa Infinite Card
- The Scotiabank Passport Visa Infinite Card comes with several fees and charges that potential cardholders should be aware of.
- The annual fee for this card is CAD $139, and there is an additional fee of CAD $50 for each supplementary card.
- The interest rate for purchases is approximately 19.99%, and the interest rate for cash advances is 22.99%.
- There is no foreign transaction fee, which is a significant benefit for frequent travelers.
Understanding these fees can help you manage your finances better and make an informed decision about whether this card suits your needs.
Why Apply for This Card?
The Scotiabank Passport Visa Infinite Card is an excellent choice for frequent travelers who want to maximize their travel rewards and benefits. With no foreign transaction fees, this card allows you to save money on international purchases.
The card offers comprehensive travel insurance coverage, including emergency medical insurance, trip cancellation/interruption insurance, and rental car collision/loss damage insurance.
Cardholders also receive a complimentary Priority Pass membership, providing access to over 1,200 airport lounges worldwide. Additionally, you can earn Scotia Rewards points on every purchase, which can be redeemed for travel, merchandise, and more.
The Scotiabank Mobile Banking app allows you to manage your account, track your rewards, and access travel-related features, ensuring you get the most out of your card.
These features make the Scotiabank Passport Visa Infinite Card a valuable addition to your wallet, offering both savings and convenience for frequent travelers.
Excited to explore the world with the Scotiabank Passport Credit Card? Take the next step and apply today by clicking the button below.
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