For those who crave seamless travel experiences and rewarding adventures, the RBC Avion Credit Card stands as the ultimate companion, offering a world of exclusive benefits and privileges.
Tailored to cater to your wanderlust, this card unlocks a realm of advantages, ensuring every journey is as enriching as the destination itself.
Issued by the Royal Bank of Canada (RBC), one of the most prominent and trusted banks in the nation, the RBC Avion Credit Card merges the advantages of a high-reward travel program with the reliability and customer service of a major financial institution.
Whether you are a frequent flyer or someone who enjoys occasional trips, this card offers a multitude of features to enhance your travel experiences.
Pros and Cons of the Credit Card
Pros
- Accumulate points on all expenditures;
- Versatile redemption options for travel;
- Extensive travel insurance coverage.
Cons
- Annual fee applies;
- Requires a strong credit score for approval;
- Limited benefits for non-travel redemptions.
Credit Card Fees and Charges
The RBC Avion Credit Card has an annual fee of $120, which is typical for premium travel rewards cards.
However, the rewards and benefits you receive can often offset this cost.
The interest rate for purchases is 19.99% APR, while cash advances have an interest rate of 22.99% APR.
Additional fees to consider include a foreign transaction fee of 2.5% on the transaction amount, which can accumulate if you frequently travel internationally or make purchases in foreign currencies.
Balance transfer fees are 3% of the amount transferred, with a minimum fee of $5.
Late payment and returned payment fees can be up to $45, so it’s important to manage your payments to avoid these extra charges.
About RBC
The Royal Bank of Canada is one of the largest and most respected financial institutions in Canada, with a history that dates back to 1864.
RBC provides a wide array of financial products and services, including personal and commercial banking, wealth management, insurance, and investment services.
Known for its excellent customer service and innovative financial solutions, RBC serves millions of clients both in Canada and globally.
Application
Applying for the RBC Avion Credit Card is a simple process that can be done online or at an RBC branch.
You will need to provide personal information such as your name, address, Social Insurance Number (SIN), and income details.
RBC will review your credit history and financial information to determine your eligibility.
Once approved, you will receive your card in the mail within 7-10 business days. After activating your card, you can start earning points on your purchases right away.
The application process is designed to be quick and user-friendly, ensuring that you can start enjoying the benefits of your new card as soon as possible.
Why Apply for This Credit Card?
There are several compelling reasons to apply for the RBC Avion Credit Card. Firstly, the ability to earn points on all your purchases can help you save on travel expenses.
For instance, if you spend $2,000 a month on various expenses and earn 1 point per dollar spent, you will accumulate 24,000 points in a year.
These points can be redeemed for flights, hotel stays, and other travel-related expenses, making your next vacation more affordable.
Additionally, the card offers flexible redemption options, allowing you to book travel through any airline or travel agency without blackout dates.
The comprehensive travel insurance coverage, including trip cancellation, trip interruption, and travel medical insurance, provides peace of mind when you’re on the go.
Supported by RBC, a trusted and reputable financial institution, you can also expect excellent customer service and support.
Whether you’re a frequent traveler looking to maximize your rewards or someone who enjoys the occasional getaway, the RBC Avion Credit Card offers a practical and rewarding solution for managing your travel expenses effectively.
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