The American Express Green Card has long held a place among Amex’s card lineup and is known for balancing traditional and modern perks.
Over the years, the card has evolved to include benefits that appeal to a wide range of consumers, especially those who value travel and lifestyle rewards but prefer a simpler, more accessible credit card option.
In this guide, we’ll explore the key features of this product, including its benefits, potential drawbacks, and fees. Keep reading!
About the American Express Green Card
The American Express Green Card has been designed for individuals who value flexibility in their spending habits, whether at home or abroad.
This card offers rewards on everyday purchases, and it also provides protection and services that can make daily expenses more convenient and free of worries.
Additionally, this product is made with 99% recycled plastic, which reflects Amex’s commitment to sustainability.
While it may not have all the premium features of high-tier cards, the American Express Green Card displays a solid foundation of rewards and benefits that cater to client’s individual needs.
Benefits of the American Express Green Card
The American Express Green Card brings several advantages that enhance the cardholder’s experience, focusing on simplicity and practicality.
Some of the key benefits include:
- It doesn’t come with an annual fee;
- This card offers points on eligible card purchases, and additional Membership Rewards points for every dollar spent on eligible hotel or car rental bookings made with American Express Travel;
- Consumers gain exclusive access to American Express Experiences, including coveted perks like Front of the Line Presales for concerts, theater shows, and other special events;
- When the clients charge eligible purchases to their American Express Green Card, the Buyer’s Assurance Protection Plan automatically extends the manufacturer’s original warranty by up to one additional year.
Disadvantages of the American Express Green Card
While the American Express Green Card offers several benefits for its users, it’s essential to note its limitations.
Take a look at some of the drawbacks of this product below:
- Compared to higher-tier American Express cards, this option lacks some of the luxury perks, such as airport lounge access and comprehensive travel insurance, which might be important to frequent travelers;
- The rewards rate on eligible card purchases may be lower compared to other cards, reducing the potential for quick point accumulation on everyday expenses;
- For those who carry a balance, the interest rate may be considered elevated;
- A fee applies to each international transaction made with the card.
About the issuing bank
American Express is one of the most recognized and trusted credit card issuers worldwide.
Known for providing excellent customer support, Amex offers several options of credit cards that cater to various needs, from business expenses to personal rewards.
This institution emphasizes security, convenience, and quality experiences, with a long history of serving customers across the globe.
Fees of the American Express Green Card
Knowing the costs associated with the American Express Green Card is crucial when deciding whether it’s the ideal choice for you.
Let’s take a look at the principal fees of this credit card:
- Annual fee: non-applicable;
- Annual interest rate for purchases: 21.99%;
- Annual interest rate for funds advances: 21.99%;
- Foreign currency conversion: 2.5%;
- Over limit fee: $29.00.
Last update of rates according to the official website: 10/15/24
Why apply for this card?
The American Express Green Card is suited to individuals seeking a versatile credit card with valuable perks.
It offers benefits that may be appealing to everyday spenders, without the high fees and complex rewards structures associated with premium credit cards.
However, for consumers looking for more extensive rewards or who are interested in premium features, other card options might be more suitable.
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