The TD Cash Back Visa Infinite Card credit card is an attractive tool for those who wish to have the benefits of this feature, but without compromising their financial health. Additionally, it features exclusive cashback benefits, enabling consumers to achieve significant rewards.

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See more information about the card below, so you can analyze whether it suits your lifestyle.

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Who is the credit card for TD Cash Back Visa Infinite Card?

The TD Cash Back Visa Infinite Card is suitable for people who want to enjoy exclusive rewards and cashback benefits, in addition to maintaining their financial stability. It is also an alternative for those who want to save more, optimizing their expenses and having attractive advantages.

To qualify for this feature, it is recommended that you have a credit score above 660 and an annual personal income of at least $60,000 or an annual household income of $100,000.

TD Cash Back Visa Infinite Card benefits

The TD Cash Back Visa Infinite Card offers a variety of advantages to its users, helping them to enjoy the benefits of having a credit card without compromising their financial health.

Discover some benefits of this card:

  • If your account is approved by March 4, 2024, you can receive a value of up to $500, including 10% in Cash Back Dollars for the first three months on Bonus Eligible Purchases up to a total spend of $3,500;
  • Earn 3% in Cash Back Dollars on eligible grocery and gas station purchases, as well as regular bill payments;
  • Receive 1% in Cash Back Dollars on all other purchases using your card;
  • Redeem your Cash Back Dollars at any time, and they never expire (as long as your account is open and in good condition);
  • When you join the Deluxe TD Auto Club, you have access to Emergency Roadside Services;
  • There is a free Visa Infinite Concierge Service available 24 hours a day.

Credit card limit

The TD Cash Back Visa Infinite Card does not have a set fixed credit limit amount. It will be determined according to the personal analysis of each person interested in obtaining it.

TD Cash Back Visa Infinite Card: fees and charges

The TD Cash Back Visa Infinite Card has some more expensive fees compared to other cards on the market.

Check it out below:

  • This credit card has an annual fee of $139.00;
  • It features a 20.99% rate for purchases;
  • Displays a fee of 22.99% for cash advances (withdrawals);
  • If card payments are not made twice within 12 consecutive periods, the annual interest rates will be increased, being 25.99% for purchases and 27.99% for cash advances;
  • In relation to international transactions, in addition to the exchange rate, a foreign currency fee will be charged, which is 2.5% of the value of the transaction made;
  • The first additional cardholder is charged $50.00, while other additional cardholders are not charged;
  • If cash advance transactions are made in Canada, you will be charged a 1% fee on the amount;
  • If the cash advance transaction is less than $3.50, the card issuer will charge a minimum cash advance fee of $3.50;
  • If it is more than $10.00, a maximum cash advance fee of $10.00 will be collected;
  • If this transaction occurs outside of Canada, a $5.00 fee will be charged;
  • Now, if it is performed at a PLUS ATM in Canada or abroad, a fee of $3.00 will be charged;
  • If a payment is returned, a fee of $48.00 will be charged;
  • For each statement copy, a fee of $10.00 will be required;
  • There is an Urgent Card Fee, in which you are charged $25.00 for each urgent card delivery request made, unless it is lost or stolen;
  • If the limit is exceeded, $29.00 will be collected.

As a reminder, the brand of the card in question is Visa and it can be used for international travel.

How to apply for a credit card?

If you want to purchase your The TD Cash Back Visa Infinite Card credit card, see our step-by-step guide below:

  • If you are an existing TD customer, log in using your username or access card number and password to save time and access pre-populated registration information;
  • If you are new to TD, click “Apply Online”;
  • Check whether you comply with the requirements imposed by the card issuer.
  • Click “Continue”;
  • Select your Canadian province of residence and read the card information;
  • Click “I Agree” if you agree with the terms presented;
  • Fill in personal information, such as your name, social security number (optional), and date of birth;
  • Click “Continue”;
  • Enter your contact details, such as email and telephone;
  • Click “Continue”;
  • Enter your income and employment information;
  • Click “Continue”;
  • Check the information entered and complete your request.

Your application can be approved within two business days and your The TD Cash Back Visa Infinite Card will arrive at your home within ten business days.

Opinion about the card

The TD Cash Back Visa Infinite Card has advantages related to cash back, which can be very advantageous for its consumers.

However, for the request for this feature to be approved, there are minimum personal and family income requirements, which can be a challenge for people who do not have the required amount in their accounts.

Additionally, the amount of your annual fee can be another negative factor for potential users of this credit card.

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