RBC Avion Visa Infinite Business: how to apply
See the RBC Avion Visa Infinite Business card's fees, requirements and benefits before you apply
Many business owners wonder if they can use a personal credit card for business expenses. It’s possible, but a card designed for business, like the RBC Avion Visa Infinite Business, can help keep your finances organized and offers features aimed at company spending.
Business credit cards are built for a company’s day-to-day operations, such as buying office supplies, running advertising or paying conference fees. They also help you separate personal and business finances while earning rewards on company spending.
Keeping company expenses on a dedicated card can make bookkeeping easier. But with so many options available, how do you know which one to choose?
In this article, we’ll review the RBC Avion Visa Infinite Business card to help you decide if it fits your business needs.
Who is the RBC Avion Business card for?
The RBC Avion Visa Infinite Business card is aimed at business owners who travel for work or leisure and want to earn Avion points on their business spending.
If you want the flexibility to redeem points for flights on any airline, subject to availability, and value having travel insurance included, this card may suit you.
It can also help business owners who want more control over company spending. The card includes Visa Spend Clarity for Business, which lets you track expenses, capture photos of receipts and set spending controls for each employee card.
Because it has a $175 annual fee and $75 for each additional card, the card makes the most sense for businesses that spend enough to earn a meaningful number of points and use its travel benefits.
Key advantages of having this credit card
The RBC Avion Visa Infinite Business card offers benefits for both travel and business management.
The main benefit is its rewards program, Avion Rewards. You earn 1.25 Avion points per $1 in net purchases, on up to $75,000 per year, and 1 point per $1 after that. You can redeem points for flights on any airline, at any time, subject to availability, as well as for vacation packages, hotels, merchandise or gift cards. You can also convert points to partner programs, such as British Airways or WestJet, or use them to pay down your card balance.
For travel, you can enrol in Visa Airport Companion to access more than 1,300 airport lounges worldwide. Keep in mind that lounge visits aren’t free: each visit costs $32 USD per person. The card also includes a 24/7 Visa Infinite Business Concierge and access to the Visa Infinite Luxury Hotel Collection.
The card includes insurance coverage such as:
- Out-of-province/country emergency medical insurance for the first 15 days of a trip if you’re under 65, or the first 3 days if you’re 65 or older;
- Trip cancellation (up to $1,500 per person, per trip) and trip interruption (up to $5,000 per person, per trip) insurance;
- Mobile device insurance of up to $2,000 for 2 years;
- Lost or stolen baggage, delayed baggage, flight delay and hotel/motel burglary insurance;
- Auto rental collision/loss damage coverage for vehicles with an MSRP under $65,000;
- Purchase security for 90 days and extended warranty of up to one additional year.
Coverage is subject to the terms, limits and exclusions in the Certificate of Insurance.
For day-to-day management, Visa Spend Clarity for Business helps you track expenses and manage employee spending. You can also lock and unlock your card through the RBC Mobile app.
Other benefits include 3¢ per litre in savings at Petro-Canada when you link your card, up to 20% off base rates at participating Hertz locations, and a 12-month complimentary DashPass subscription with $0 delivery fees on eligible DoorDash orders of $15 or more. After 12 months, DashPass renews automatically at the full monthly price unless you cancel.
What are the card’s fees?
- Annual fee: $175;
- Additional cards: $75 each, up to 9 additional cards;
- Purchase interest rate: 19.99%;
- Cash advance interest rate: 22.99%;
- Foreign currency conversion fee: 2.5%.
Rates and fees checked on September 22, 2026, against the official RBC website. Confirm current terms on the RBC website before applying.
What is the credit limit on this card?
The credit limit on the RBC Avion Visa Infinite Business card isn’t a fixed amount. RBC sets it after reviewing your credit history, your income and your business’s financial profile.
RBC doesn’t publish a minimum or maximum limit. With Visa Spend Clarity for Business, you can set specific spending limits for each employee card, giving you more control over business expenses.
How to apply for the RBC Avion Business card?
You can apply for the RBC Avion Visa Infinite Business card online, by calling 1-800-769-2520 or at an RBC branch. If your business has more than 10 employees, RBC suggests contacting a business specialist.
A step-by-step guide to your application:
- Start your application: go to the card’s page on the RBC website and click “Apply Now”, or call RBC.
- Prepare your information: you’ll need to provide details about yourself and your business, so it helps to have your business information and basic personal details, like your name, address and date of birth, ready.
- Check the financial requirements: you must declare at least one of the following:
- A minimum annual personal income of $60,000;
- A minimum annual household income of $100,000;
- A minimum annual business sales revenue of $500,000;
- At least $250,000 in assets under management;
- A current annual credit card spend of $30,000 or more.
- Review and submit: read over your information and the card’s terms and conditions, then submit your application.
If you don’t meet any of these requirements, RBC may consider your application for the RBC Avion Visa Business card instead, which has different features.
Our final take on the card
The RBC Avion Visa Infinite Business credit card can be a good choice for established businesses that spend enough to benefit from its rewards program and insurance coverage.
However, smaller businesses and startups may find the $175 annual fee, the $75 cost for each additional card, the paid lounge access and the 2.5% foreign transaction fee less appealing.
To decide if this card fits your business, weigh its features and fees against your spending and needs.
Click the button below to be redirected to the official site responsible for the RBC Avion Visa Infinite Business credit card application.
You will be redirected
Disclaimer: This site is independent and strictly informational, and its content does not constitute financial advice. Finvyu is not affiliated with RBC. We do not guarantee credit card approval, which is solely subject to a credit check, business verification and risk analysis by the issuing bank (Royal Bank of Canada). Finvyu Editorial Team.
