What sets the President’s Choice Financial World Elite Mastercard apart? Could it be its long name? Or its long list of benefits? Well, it could be a bit of both, but the benefits stand out more.

Being a credit card, you already have certain freedom with it. You receive numerous benefits like emergency medical travel insurance. In this way, for up to 10 days of travel, those under 65 have this support.

Moreover, the President’s Choice Financial World Elite Mastercard has no annual fee. That’s really something that can benefit you.

If you want to know more about the President’s Choice Financial World Elite Mastercard, keep reading the rates and fees below.

  • Rates and Fees
  • Annual fee: Free;
  • Purchase rate: 21.99%;
  • Cash advance rate: 22.97%;
  • Interest rate: from 26.99% to 27.97%.

About President’s Choice Financial World Elite Bank

The President’s Choice Financial World Elite Mastercard comes from the President’s Choice Financial bank. Many don’t know, but President’s Choice Financial is a technically recent bank.

Founded in 1996, it’s 28 years old. As you can see, it’s not an old or ancient bank.

Now, it’s a bank and is the financial services brand of the Canadian supermarket chain Loblaw Companies. This company provides many services like personal banking services and credit card services.

Other services include banking machines, MasterCard cards, insurance, and consumer banking.

Being a supermarket-generated company, they became a pretty cool bank. It’s very easy to use, and with all the advantages it has, you’ll surely love it.

App to use the President’s Choice Financial World Elite

If you didn’t know, the President’s Choice Financial World Elite Mastercard belongs to the President’s Choice Financial bank.

This way, we can see that the card itself doesn’t have an app, but the bank does. And in the bank’s app, you can do a lot.

By downloading the President’s Choice Financial app from the app store, you’ll be able to access services like account management.

Manage transactions, view details, protect your card. You can also track your spending.

With a spending tracker, you can easily manage and save your money. Track your spending, where you spend, create budgets, and plan better.

You still have PC Optimum points. In it, you can see your points balance and see how many you’ve earned in transactions. The app is quite comprehensive and perfect if you want better financial control.

Our opinion on the President’s Choice Financial World Elite credit card

Finally, let’s talk about the President’s Choice Financial World Elite. This is a recommended card. Moreover, it’s a pleasant card. With it, you can make purchases wherever you want, earning rewards and points on it.

You still won’t have to pay an annual fee, and you’ll receive travel benefits. Plus, of course, all the other benefits mentioned above.

With the card, we can see that it will indeed be worth it. But what really matters is that you like it.

But well, we know you’ll like it. It will be quite a difficult event if you don’t like the President’s Choice Financial World Elite. That’s why we’re so confident in our response.

Well, it’s important to know that the best will always be yours! Apply for the credit card today with just one click.

To learn how to apply for the President’s Choice Financial World Elite, click below and find out more.

President’s Choice Financial World Elite: zero annual fee

When considering applying for a new credit card? This is certainly a very complicated choice and may not always be what you want.

But as soon as you learn more about the President’s Choice Financial World Elite, you’ll see its value.

The President’s Choice Financial World Elite is a credit card created with the customer in mind.

You can receive numerous benefits with it. For trips of up to 10 days from the departure date, you can access travel insurance.

If your car is damaged by collision and theft, you’ll see that the President’s Choice Financial World Elite will help you every step of the way.

It’s for these little things and many others that you’ll see how good it is. Below, we’ll explore a little more.

Who is the President’s Choice Financial World Elite credit card for?

The President’s Choice Financial World Elite card is basically for everyone. However, it’s worth noting that it has some restrictions.

Only individuals with a minimum income of $80,000 per year, or a minimum household income of $150,000 per year, plus a good credit score can have it.

So, if you meet these requirements, you can then see if your profile matches the card’s.

With it, you’ll benefit more if you shop frequently, travel, and do many other things. That’s why if you want to use it to the fullest, follow the profile.

What is the credit card limit?

Regardless of the information provided, unfortunately, we have nothing about the limit of the President’s Choice Financial World Elite.

This just shows that it’s through credit analysis and your score that the card will give you a limit.

How to increase the credit card limit of the President’s Choice Financial World Elite

To increase the card limit, you need to have a few things. If your limit is lower because you have a lower credit score, then your limit must be small.

So, you can only increase it by asking the company and if you have improved your credit score. You can also request it in the app.

President’s Choice Financial App

Yes, the President’s Choice Financial World Elite has an app. The app is the company’s app, and you’ll clearly see that it benefits you greatly.

With the app, many things are made easier. Money management, transactions, insurance, and more. Just a click away. To download it, go to the app store.

Benefits of the President’s Choice Financial World Elite Credit Card

The President’s Choice Financial World Elite has numerous benefits. When you search a lot about the card, the benefits become one of the most beloved and important parts for customers. That’s why today we bring you some of its benefits.

No annual fee

The annual fee can be quite complicated for many. While the President’s Choice Financial World Elite is a card that only allows people with a certain financial condition, sometimes an annual fee could be bad. Fortunately, it doesn’t have one.

Emergency Medical Travel Insurance

You know when you’re traveling and there’s a medical emergency? Everyone knows how really complicated it can be in another country to get help.

Well, if you have a maximum of 10 days on site and are under 65, you can use emergency medical travel insurance.

Concierge Service

This is truly a great benefit. The President’s Choice Financial World Elite has a concierge service available at any time, 24 hours a day, seven days a week. So, you can make dinner reservations, get tickets, deliver gifts, and much more.

Main Details of the President’s Choice Financial World Elite Card

  • Brand: The card’s brand is Mastercard.
  • Type: The President’s Choice Financial World Elite is an international credit card.
  • Initial Limit: As the card’s limit is determined in the credit analysis, we have no information about its initial limit.
  • Annual Fee: The card has no annual fee.
  • Rotating Interest Rates: This card has a 21.99% purchase interest rate and a 22.97% cash advance interest rate.
  • Accepts People with Negative Credit History: No, to have the President’s Choice Financial World Elite you need to have a good income and a good credit score.

More Bank Services: The President’s Choice Financial World Elite bank offers banking machines, credit cards, insurance, and consumer banking.

Frequently asked questions

How to activate the credit card?
To activate the card, either use the app or contact the company.
How to withdraw money with the card?
If you want to withdraw money, go to an ATM.
What is the annual fee of the card?
The President’s Choice Financial World Elite has no annual fee.
How to unlock the card?
Unlocking can be done either in person at the company, at an ATM, or through the app.
How to deactivate contactless payment?
In the app, go to the contactless payment settings on your card and deactivate it.
Is it a credit or debit card?
Credit.
What happens if you don't pay the bill?
If you don't pay your bill, a fee will be charged. This fee will increase if you continue not paying.
How to contact President’s Choice Financial?
To get in touch with President’s Choice Financial, you should visit their website, scroll to the bottom of the page, and click on contact us

Documents required for application

  • Identification;
  • Proof of income;
  • Credit history;
  • Proof of residence.

How to apply for the credit card

  • Visit the official website;
  • Select the President’s Choice Financial World Elite;
  • Click on “apply now”;
  • Choose if you have an account with the company;
  • If not, create one;
  • Complete the application as usual.

Conclusion

Finally, we have reached the end. The President’s Choice Financial World Elite is indeed an interesting card. With it, you can enjoy numerous benefits such as the rewards program, no annual fee, and more.

You can see that the card was carefully crafted to try to please as much as possible. That’s why if you’re considering applying for it, we recommend that you do so.

The President’s Choice Financial World Elite is truly an offer you shouldn’t miss out on.