CIBC Aventura Visa Infinite Card: how to apply
See the income requirements, fees and travel benefits before you apply
The CIBC Aventura® Visa Infinite* Card is a travel rewards credit card issued by the Canadian Imperial Bank of Commerce (CIBC).
It’s designed for Canadians who travel regularly and want to earn flexible travel points while using one card for everyday purchases.
Cardholders earn Aventura Points on eligible spending and can use them for flights, hotels, car rentals and other redemptions in the CIBC Rewards program.
The card also includes travel and purchase insurance and Visa Infinite benefits.
Who is the CIBC Aventura Visa Infinite Card for?
The CIBC Aventura Visa Infinite Card is intended for Canadians who meet CIBC’s minimum income requirement and want a travel rewards card.
It suits people who travel several times a year and prefer to collect points they can use for flights on any airline, with no blackout dates when booking through the CIBC Rewards Centre, as well as for hotels, car rentals and other travel.
It also appeals to people who want insurance included with their card, such as out-of-province emergency travel medical insurance and trip cancellation and interruption coverage, instead of buying a separate policy for each trip.
To apply, you need a minimum personal income of $60,000 or a household income of $100,000. Approval depends on CIBC’s credit assessment and on verification of the information in your application.
Benefits of the CIBC Aventura Visa Infinite Card
The CIBC Aventura Visa Infinite Card includes benefits linked to travel rewards, insurance and flexible redemption:
- Travel rewards: earn 2 Aventura Points per $1 on travel purchased through the CIBC Rewards Centre, 1.5 points per $1 at eligible gas stations, electric vehicle charging stations, grocery stores and drug stores, and 1 point per $1 on all other purchases;
- Travel and purchase insurance: out-of-province emergency travel medical, trip cancellation and interruption, flight delay and baggage, car rental collision and loss damage, $500,000 common carrier accident, hotel burglary, purchase security and extended protection, and mobile device insurance;
- Lounge access and NEXUS: 4 complimentary visits per year at more than 1,200 airport lounges through the Visa Airport Companion Program, plus a rebate on one NEXUS application fee every 4 years;
- Flexible redemption: use your points for travel booked through CIBC, including taxes and fees, to pay down your balance with Payment with Points, or for merchandise and gift cards. Aventura Points don’t expire;
- Other benefits: Visa Infinite offers, a complimentary Skip+ membership when you link your card, and up to 10¢ per litre off at participating gas stations through Journie Rewards.
Coverage limits, eligibility and exclusions apply to all insurance benefits. Review the Certificate of Insurance to understand how each coverage works.
CIBC Aventura Visa Infinite Card: Fees and charges
The CIBC Aventura Visa Infinite Card has several fees and interest rates that should be reviewed before applying.
According to the CIBC Credit Card Summary of Annual Interest Rates and Fees, the annual fee for this card is $139. Each authorized user card costs $50, for up to 3 additional cards. You may be eligible for an annual fee rebate if you have a CIBC Smart Account.
The annual interest rate is 21.99% for purchases. For cash advances, balance transfers and convenience cheques, it’s 22.99% (21.99% for Quebec residents). Your payment due date is at least 21 days after your statement date, and there’s no interest-free period for cash advances, balance transfers or convenience cheques.
If CIBC doesn’t receive your required payment two or more times in any 12-month period, higher interest rates apply for at least 12 months: 25.99% for purchases and 27.99% for cash advances, balance transfers and convenience cheques.
Foreign currency transactions are converted to Canadian dollars at the same rate CIBC must pay, plus a 2.5% fee on the converted amount.
Other fees include an overlimit fee of $29 and cash advance fees of $5 within Canada and $7.50 outside Canada (neither applies to Quebec residents), a $42.50 fee for a dishonoured payment to CIBC and a $40 fee for a dishonoured convenience cheque or balance transfer.
Rates and fees checked on September 22, 2026, against the CIBC website and the CIBC Credit Card Summary of Annual Interest Rates and Fees (current as of August 1, 2026). Confirm current terms on the CIBC website before applying.
Card requirements
To apply for the CIBC Aventura Visa Infinite Card, you must meet CIBC’s eligibility criteria, including a minimum income of $60,000 (personal) or $100,000 (household). The card also has a minimum credit limit.
You’ll need to provide personal and financial information, and approval depends on CIBC’s credit assessment. CIBC may ask for documents to verify your income or identity.
How to apply?
You can apply for the CIBC Aventura Visa Infinite Card online on the CIBC website, by phone at 1-866-525-8622 or at a CIBC banking centre.
During the application, you’ll be asked for details such as your name, address and income information. CIBC says the online application takes about 5 minutes, and you’ll get a response in as little as 60 seconds. Some applications may need additional review.
If you’re approved, your card will be mailed to you. You can activate it and manage it through the CIBC Mobile Banking app or CIBC Online Banking.
Opinion about the card
The CIBC Aventura Visa Infinite Card can be a good option for Canadians who want to earn flexible travel rewards and have insurance coverage and lounge visits included with their card.
Its points program lets you redeem for flights on any airline without blackout dates when booking through CIBC, and your points don’t expire. Keep in mind that the flight rewards chart sets a maximum ticket price for each region, so points may cover less of the fare on more expensive flights.
The card has a $139 annual fee and a 21.99% interest rate on purchases if you carry a balance. It works best for people who meet the income requirement, travel regularly and pay their statement balance in full every month.
Before applying, review the cardholder agreement, the insurance coverage limits and the fees summary to make sure the card fits your travel habits and budget.
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Legal Disclaimer: This website is independent and purely informational, and its content does not constitute financial advice. Finvyu is not affiliated with CIBC. We do not guarantee credit approval or card issuance, which are subject solely to the risk analysis of the Canadian Imperial Bank of Commerce (CIBC). Finvyu Editorial Team.
