The American Express Green Card credit card presents countless possibilities that bring more practicality and simplicity to consumers, who can also count on special benefit programs and exclusive offers.
If you want to know more details about this feature, keep reading our guide!
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Who is the credit card for American Express Green Card?
The American Express Green Card is recommended for people who value different and exclusive experiences, but who want to save more to preserve their financial health.
Furthermore, it is also recommended for those who want to use rewards points to travel and attend cultural events.
Credit card benefits American Express Green Card
The American Express Green Card, as we have already mentioned, offers a series of attractive advantages for consumers.
See the examples below:
- You can earn a 10,000-point welcome bonus after making purchases of up to $1,000 in the first three months of using your credit card;
- You earn 1 point for every $1 in eligible purchases;
- There is a chance to earn 1 additional point when booking hotel stays or renting cars at eligible establishments;
- You can use the points collected to shop in supermarkets, purchase airline tickets, refuel your car, among other possibilities;
- The Front of the Line program allows consumers to have access to concerts, theater shows and other events before the general public;
- The card in question is produced with 99% recycled plastic.
American Express Green Card: Fees and tariffs
To show that the American Express Green Card can be an interesting choice for those who want to save money, we have separated its main fees. Check it out below!
- This card does not have an annual fee;
- It doesn’t charge an annual fee for additional cards;
- It has an annual interest rate of 20.99% for purchases and 21.99% for cash withdrawals;
- In case of two late payments, a standard fee of 25.99% will be charged.
- If three or more invoices are late, a 28.99% fee will be collected;
- Each cash withdrawal costs a fee of $2.75;
- There is a $45.00 fee for each returned payment;
- For each statement reprint you will be charged $3.00;
- To recover lost or already used rewards points, the user will have to pay $20.00 or $30.00, depending on whether online services or other forms of service were used, such as over the phone;
- If the credit limit is exceeded, you will be charged $29.00;
- If the consumer transfers the balance from another credit account to the American Express Green Card or uses the Amex Check, a fee of 3% of the amount will be charged;
- If the balance is paid in installments, a fee of 1.2% per month will be applied to the total value of what is being paid in installments, such as a purchase, for example;
- Accounts that have been inactive for 12 consecutive billings and still have a credit balance are at risk of receiving a fee of approximately $10.00 or the amount corresponding to the balance.
It is worth remembering that the card brand is American Express and this feature can be used internationally.
Credit card limit
The American Express Green Card does not have a pre-defined and specific credit limit. Therefore, it will depend on your income, card usage and payment history made.
How to apply for this credit card?
To apply for the American Express Green Card, you must:
- Read all information provided about the credit card;
- Click the “Agree and Begin” button;
- Fill in information such as full name, the name that will appear on the card, email, date of birth, zip code and social security number (optional);
- Next, check the option if you are already an American Express cardholder;
- Click on “Save and Continue”;
- Provide your contact details;
- Click on “Save and Continue”;
- Enter your financial information;
- Provide your contact details;
- Review all the data you have completed;
- Submit your request.
People who request this card can receive a positive or negative response within 60 seconds.
Opinion about the American Express Green Card
The American Express Green Card, as it is a card with no annual fee, is a great choice for those who aim to reduce expenses, preserving their financial health.
Compared to other options on the market, it is more sustainable, helping to reduce plastic consumption on the planet.
Another advantage is a greater possibility of access to cultural events, by displaying exclusive offers and benefits.
Click the button below to be redirected to the official website responsible for applying for a credit card American Express Green.