The American Express Cobalt credit card helps you earn rewards on everyday purchases.
With opportunities to accumulate Membership Rewards Points in categories like dining, gas, and entertainment, it offers practical benefits for your regular spending.
Who is the American Express Cobalt for?
The American Express Cobalt credit card is ideal for consumers who want to make physical or online purchases, and for those who tend to use these products more frequently.
In other words, it is interesting mainly for people who tend to concentrate almost or all of their monthly expenses, such as food, solely on their credit cards.
Requirements to apply for the card
To apply for the American Express Cobalt card, ensure that you meet the following eligibility criteria:
- You are a Canadian resident with a Canadian credit file;
- You are of the age of majority in your province or territory of residence.
Benefits of the American Express Cobalt
A card with benefits is valuable in today’s world.
To give you an idea of what comes with the Cobalt, we’ve outlined some of the insurance and benefits included. Take a look:
Membership Rewards Points
With the American Express Points program, the cardholder earns points on eligible purchases made with the card.
All points can be easily redeemed and can be used for streaming subscriptions, dining in restaurants, food delivery, cinema tickets, and several other options.
Exclusive perks
Cobalt card members have access to bonus rewards and unique events that enhance their lifestyle and spending power.
Mobile device insurance
When you finance or fully charge an eligible mobile device on your American Express Cobalt card, you are covered for up to $1,000 against theft, loss, or damage worldwide.
Coverage starts on the date of purchase and lasts up to 2 years.
Enjoy The Hotel Collection
Enjoy exclusive discounts when you stay two nights or more at participating hotels in the Hotel Collection.
Receive up to $100 in credits for dining and leisure activities, and take advantage of room upgrades.
How to apply for this credit card?
Applying for the American Express Cobalt card is simple and can be done entirely online.
To get started, visit the American Express website and fill out the application form with your personal and financial details.
The form will ask for basic information, such as your income, residency status, and contact details.
Once submitted, you’ll receive a response about your application status in approximately 60 seconds.
How to contact American Express?
There are several ways to get in touch with American Express for assistance:
- You can reach American Express Customer Service by calling their toll-free number in Canada: 1-800-869-3016;
- If you want to apply for a card, you can also call their number for Personal Cards, which is 1-800-567-2639;
- The phone number for General Information is 1-800-869-3016 (toll-free);
- For quick and easy assistance, use the online chat feature available on the American Express website or through their mobile app.
- To communicate via Text Telephone (TTY) services, dial 711 from a TTY phone, followed by the bank’s TTY number 1-866-549-6426 to connect with their Customer Service center.
Conclusion
The American Express Cobalt credit card is a solid option for those who want to earn rewards on everyday purchases.
Its membership rewards points system makes it easy to accumulate points that can be redeemed for a variety of services and products, such as dining experiences, streaming subscriptions, or even cinema tickets.
Additionally, the card offers exclusive perks like access to special events and the Hotel Collection, which provides significant benefits for travelers.
Overall, this product offers a well-rounded set of features that cater to individuals who want to earn rewards, enjoy travel perks, and protect their purchases.
Click the button below to be redirected to the official website responsible for applying for the credit card American Express Cobalt.