Finding a good card these days can be a slightly more complicated task, which is why we’re going to present you with a convenient option: the TD Aeroplan credit card
And so that you better understand all the benefits and advantages you can obtain when applying for this card, we made a post with all the information you need to know before making a decision.
Whether or not it is a good card for your main financial demands, we are here to guide you along the path of information. So let’s go?
Continue reading to discover everything related to the TD Aeroplan credit card!
Pros and Cons
Pros:
- First year annual fee rebate;
- Rewards program;
- Delayed and lost baggage insurance;
- Flight or trip delay insurance.
Cons:
- Risk of debt if misused;
- You must undergo a credit analysis;
- High interest rate in case of late payment of the invoice.
Fees and tariffs
- Annual fee: $89;
- Interest rate on purchase: 22.99%;
- Additional cardholder: $35;
- Balance transfer and cash advance APR: 22.99%.
About the bank
The TD Aeroplan Visa* Platinum credit card is from the TD Bank. The TD Bank is the type of bank to be very knowledgeable, hand that is because of how wise it is. It is name the Toronto-Dominion Bank, and it is a Canadian multinational banking and financial services.
Located in Toronto, Ontario, the bank was created in 1955. This makes it not very old in terms of banks, but still pretty old. The bank was a merger of the Bank of Toronto and the Dominion Bank, founded in 1855 and 1869.
And if that was not enough, the TD Bank is one of the two big five banks of Canada.
In 2023, the TD Bank was handed 43 in the Forbes global 2000. Currently, it counts with over 89 thousand employees, and over 26 million clients worldwide. It also has over 11 million costumers at over 1091 branches in the TD Canada Trust. It also operates in the United States.
App
The TD Aeroplan Visa* Platinum credit card has an app! That is right, you will not need to manage your credit card through the website, just download it and you can do even more.
With the card, you will be able to check the balance of the account and the history.
You can make payments, make Canadian bill payments, deposit checks with a picture, send requests and get money within the country.
You can even send money outside the country and get help from the costumer service. Not only that, but you can receive notifications to help your spendings.
Opinion about the TD Aeroplan Visa* Platinum credit card
What do we really think about the TD Aeroplan Visa* Platinum credit card, you may ask? Well, for sure our opinion is positive.
Because you have not read this until the very end, you do not know much about the credit card and its good things.
But from what we have told you above, about the card and the company, you can see how it truly is good. With the TD Aeroplan Visa* Platinum credit card, you can get so much for so little, and that is what truly makes this card so amazing.
So yes, the opinion is definitely positive, and we know how important it is that you get an honest one.
We won’t lie and say the card does not have any cons, because it has. But they are not something you should worry too much.
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