This credit card is offered by Axis bank, with its catalogue, in addition to the Axis bank pride credit card, more than ten card options at your disposal.
Not to mention the other benefits, programs and services that Axis bank offers to its customers.
Such as financial assets, insurance, loans and bank accounts, this bank has a high standard in the quality of its services as well as providing a safe service for its customers.
If you are looking for a reliable bank to open a bank account, then you can count on Axis.
Pros and Cons of the Axis Bank Pride Credit Card
Pros
- Low Annual Fee;
- Joining Fee Waiver;
- Exclusive Discounts and Offers;
- Rewards Program;
- Security Features;
- Digital Management;
- Additional Benefits.
Cons
- High Interest Rates;
- Cash Withdrawal Fee;
- Foreign Currency Transaction Fee;
- Late Payment Fee;
- Overlimit Fee;
- Cheque Return Fee;
- Card Replacement Fee;
What is the limit on the Axis bank pride credit card?
The limit for this credit card is not specified by Axis bank, as each case is different, one customer’s needs may not be the same as another’s.
When applying for the credit card in question, the bank will use your personal data and financial data to set a limit.
You may be thinking that the credit limit might be too low, but this is a terrible mistake, as this credit card is a card.
In other words, this credit card tends to have an optimal limit, even if it is the credit card’s initial limit.
How to increase the Axis bank pride card limit
However, even with an excellent limit, it is still possible that you are not satisfied with your initial limit on the Axis bank pride credit card. In a situation like this, what to do?
There is no reason to despair, as you can simply request this limit to be increased.
This request should not be made immediately after issuing the credit card, it is important that you use the card for a while, and only then request the increase.
This will make Axis bank understand that you have a higher credit need, offering you a higher limit.
Application
The Axis bank application is essential for the credit card to work correctly, without this application you will not be able to get the benefits of this card.
Therefore, its installation is mandatory, both to apply for the Axis bank pride card and to manage the benefits.
In the app, in addition to having access to your credit card statement, you can also transfer money between accounts, apply for loans and even invest.
Therefore, if you need a full credit card, you can request to open your current account at Axis bank, it will be very useful for you.
Fees and tariffs
The Axis Bank Pride Credit Card has various fees and tariffs associated with its use. Below is a detailed breakdown in the form of topics:
- Joining Fee: 250 (Waived on spending 2,500 within 45 days of card issuance);
- Annual Fee: 250 (Waived on spending 20,000 in the previous year);
- Finance Charges: 3.4% per month (49.36% per annum);
- Cash Withdrawal Fee: 2.5% of the amount (Minimum 500);
Late Payment Fee:
- Nil for total payment due up to 100;
- 100 for total payment due between 101 – 300;
- 300 for total payment due between 301 – 1,000;
- 500 for total payment due between 1,001 – 5,000;
- 600 for total payment due between 5,001 – 10,000;
- 700 for total payment due above 10,000;
- Overlimit Fee: 3% of the overlimit amount (Minimum 500);
- Cheque Return or Dishonor Fee: 500;
- Duplicate Statement Fee: 100 per statement;
- Card Replacement Fee: 100;
- Foreign Currency Transaction Fee: 3.5% of the transaction amount.
Opinion about the Axis bank Pride card
Now, specifically regarding the Axis bank pride credit card, this credit card is one of your greatest companions.
Everyone likes to shop, the last thing we want is to make the shopping process difficult, as well as shopping anywhere.
This credit card also offers its customers the possibility of purchasing with exclusive discounts and conditions that only serve Axis customers.
In other words, the bank is very concerned about providing its customers with the best possible conditions during purchases.
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