The Axis bank vistara credit card is for those who travel. That is the truth, although the card does function without you needing to travel and use the benefits it offers, it will be pretty useless to pay an annual fee just to make payments at the grocery store and nothing else.
This card is for travelers. If you like going out and learning more about the world, and if you do travel a lot, be it for fun, or maybe you just have work. The Axis bank vistara credit card will be able to help you all the way until you are done.
What is the credit card limit?
Like any credit card, you will expect the Axis bank vistara credit card to have a limit. The problem is that you will not have anything mentioning a limit or something of the sorts. That is because the credit card has a limit based on yourself.
In this case, it is based on your credit score. When applying for the Axis bank vistara credit card, you need to go through the credit analysis. Which is why they take the credit score of it and give you a limit based on that.
How to increase your Axis bank vistara credit card limit
Increasing your credit score limit is not something hard at all. Well, it takes time and effort, but it is done easily and superfast. Now, when you get the limit, it is based on your credit score. That means that you need to get your credit score higher.
How can you do it? Just make payments on time, do not forget to pay bills, pay others debts you might have and don’t forget to pay the credit card.
App
You can find a lot on the Axis bank vistara credit card app. This card has an app, that belong to the company. In this case, the Axis Bank. The app is called Axis Mobile: Pay, Invest & UPI. You can find it in any device you have in the app store.
In the app, you are able to open a savings account or just use your normal one and manage all about the Axis bank vistara credit card in it. Even more, you can find records of transactions made via UPI Transaction history, savings account summary, card statements and utility bill payments.
You may even find other things, like access to all of the services that the company, besides the Axis bank vistara credit card, offers you. This is a fast and easy way.
Credit card benefits
Let’s see what are the benefits that the Axis bank vistara credit card has.
Rewards
The main thing about the Axis bank vistara credit card is that it has a lot of benefits. One of them being the rewards program. You can use the credit card like normal, and then you get a point via an amount you spend with the card.
Offers
Even more, you can find other benefits like the offers. Being a card from a company, the company offers you special deals and discounts for you that have the Axis bank vistara credit card.
Complimentary club
Then we have the complementary club. This is a club where you can enjoy all of the benefits that the Club Vistara Base Membership has to offer. It is an easy and faster way to get more doing less.
Main card details
- Brand of the card: visa
- Type of card: international
- Initial limit: not informed
- Annual fee: Rs. 1,500
- Revolving interest: 3.6% per month
- Accept negative: not informed
More bank services
The Axis bank vistara credit card is from the Axis Bank, so as you may see, the bank will be able to tell you so much about the card without even mentioning it. Now, the bank is already a quite young one, a little over 30 years old. But that does not stop the bank.
The company has a lot of services that will be able to give you a more inside look at what to expect from it. There you can find:
- Retail banking
- Corporate banking
- Investment banking
- Mortgage loans
- Private banking
- Wealth management
- Asset management
- Investment management
- Mutual funds
- Exchange-traded funds
- Index funds
- Credit cards
- Risk management
Frequently asked questions
To know all there is to know about a company, or in this case a credit card, you need to learn about the most asked questions that the card has. Down below, we bring you the answers to the main questions about the Axis bank vistara credit card.
How to activate your Axis bank vistara credit card
Activating the Axis bank vistara credit card is actually quite simple. Just go to the app and do so.
How to withdraw money with the Axis bank vistara credit card
Withdrawing money from the cred card can be done through ATM’s around the country.
What is the annual fee for the card?
This card does have an annual fee of Rs. 1,500.
How to unblock the Axis bank vistara credit card
Unblocking the card seems to be just as easy as activating it. This time, contact the company and ask for their assistance.
How to disable contactless payment
The contactless payment is a feature the Axis bank vistara credit card has. To make it go way, you must once again contact the company.
Is it a credit or debit card?
The card is a credit card.
What happens if you don’t pay the invoice
Not paying the invoice may have catastrophic consequences. You will lower your score and get a bad name.
Documents required to apply the Axis bank vistara credit card
If what you are looking at the moment are the main documents needed for the Axis bank vistara credit card, then you are in the right place. Now you do not need to look for more or fret over these documents. Down below, we bring you all the ones needed.
- Identity proof,
- address proof
- and a proof of income (like salary slip or audited ITR acknowledgment).
How to talk to the bank
Having some type of trouble or questions with regard to the Axis bank vistara credit card? Well, that might seem something you will have trouble approaching. But there are simple and easy ways to communicate with the company. And it starts in their app.
In the app you can find the chat where you can become familiar with the company and ask for help. Also, on the website, you may find that same option to help you understand more about the company. You can just click on “contact us” and you will find the ways.
How to get the Axis bank vistara credit card?
Down below, we will show you how to apply for the Axis bank vistara credit card in minutes.
- Go to the Axis bank vistara credit card official page,
- Select “apply now”,
- Provide the documents needed,
- Fill the form,
- Submit it.
Conclusion
Traveling for sure can be tricky and very tiring. Which is why the most help is always needed and welcomed. In this case, it came in the form of the Axis bank vistara credit card. A credit card that is from an airline is a huge benefit in travels.
Which is recommending the Axis bank vistara credit card so much. If you are someone that truly uses it a lot, then we know that this card is going to be of huge help. So, we hope all of this has given you any important information.
Click the button below to be redirected to the official website responsible for applying for a credit card Axis Vistara.